If you’re shopping for a mortgage, you’ll need to choose between a fixed-rate mortgage (FRM) and an adjustable-rate mortgage. An adjustable rate mortgage (ARM) might seem like the best option because of low introductory rates and flexibility. However, there are some disadvantages to ARMs to consider carefully. Here are some ...
Continue ReadingWhether you’re a new homeowner or have owned your home for a few years, there’s always more to learn about mortgages. Depending on your financial status and your long-term plans, it may make sense to either make larger payments or to refinance your home loan. Here are some explanations for ...
Continue ReadingImage by Pete Linforth from Pixabay Property buyers today may think of a credit union as an alternative form of lending and ultimately meant for people who don’t fit the stereotypical borrower. But this assumption may a little unfair once you learn the facts. Credit unions present several unique opportunities that you simply ...
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